Michael Diener
Branch Manager/SVP of Mortgage Lending
NMLS: 894264
Home mortgage loan creative expert. Purchase or refi, we have several niche and special products available. I work diligently running your scenario through our many loan options til we find the best fit for you. We have some amazing low or no down payment purchase loans, can work with basically any property type, and offer all types of unique investment products. I have a dedicated processor and underwriting team which allows me to close loans in as little as 10 days. 12 years of experience.…
Clients come back too me time after time and rave over my ability to clearly explain terms and loan products as well as make the process as easy as possible for them. I enjoy building a relationship with my clients, my goal is to be your lender for life not just your next loan. Please feel free to call or email me with any questions. Thank you for reading.
**Eligible borrowers must qualify for a "Clear to Close Loan Commitment" ("CTC"). OriginPoint cannot guarantee that a loan will be approved or that a closing will occur within a specific timeframe. CTC is subject to certain underwriting conditions, including clear title and no loss of appraisal waiver, amongst others. Not eligible for all loan types or residence types. Minimum down payment requirements apply. Property must be eligible for an Appraisal Waiver and borrower must opt in to AccountChek for automated income and asset verification. Self-employed borrowers and Co-borrowers are not eligible. Not all borrowers will be approved. Restrictions apply.
Apply in 5 minutes and get your funds in as few as 5 days. No in-person appraisal required.
Apply nowOvercoming the obstacle of a down payment is possible with grants and programs available from federal and local governments for homeownership.
As the initial home investment, we offer VA loans, FHA loans, and USDA loans which have 0-10% down payment requirements.
Military service members and their families are in the unique position to build equity through real estate at a lower cost than typical homebuyers.
Self-employed? Our Bank Statement Loan program allows self-employed borrowers to seek a home loan without tax returns, W2s or pay stubs.
You may consider this type if you plan to purchase a larger property or luxury home in high-end real estate markets.
Lock ‘N’ Roll: Lock in a mortgage rate for 60, 75, or 90 days without a signed contract. Secure a lower rate while house shopping with this program.
Our Same-Day program facilitates you to get your loan approved in one day with options as little as 3% down.
Physician homes loan, can be an affordable option for medical professionals. Our program includes paid mortgage insurance and as little as 5% down.
Not a US Citizen? Foreign National loans are available without a social security number, green card, or visa and do not require a FICO score.
Get a sense of the costs of buying a home with our monthly mortgage calculator.
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